Serving MD, PA, VA, WV, WDC, DE, OH and NC residents with Auto Insurance, Homeowners Insurance, Life Insurance, Business Insurance since 1967.
Maryland Auto Insurance, Maryland Car Insurance Agent: Joseph W. McCartin Insurance, serving Maryland, DC, Virginia.

Our People.

Meet the folks who make your financial security their priority.

Most insurance companies deal with policy numbers, files and records. At Joseph W. McCartin Insurance, however, we deal with people... parents...neighbors...and friends. So you'll find that our agents are well educated and highly skilled in the details of insurance. They work together as a team to make sure you have the best expertise available to you. And, most importantly, they try to meet each of you personally. Because the better they know you, the better they can serve you.

After all, peace of mind is not only about knowing you're covered in an accident or emergency. It's also about knowing you won't have to go through it alone.

Joseph W. McCartin, CLU
Founder
Office: 301-937-0400

Joseph W. McCartin was born and raised in the Hamden section of Baltimore City. After graduating high school, he served four years in the U.S. Coast Guard and then attended the University of Maryland, where he graduated with a BA in Business Administration in 1961.

After a series of positions in the business world, he became an agent with the Erie Insurance group and founded Joseph W. McCartin Insurance in 1967. The rapidly growing agency soon included Harford Mutual, Safeco and TransAmerica Life Companies, which we still represent today. In 1973, Joe became somewhat of a pioneer among property & casualty agents when the agency expanded to include life insurance and retirement planning.

In 1998, he proudly sold the business to his three sons, Mike, Doug and Steve. Today, they continue Joseph’s personalized approach to insurance at Joseph W. McCartin Insurance.

Joe is past president of the Beltsville Rotary Club and the Silver Spring Civitan Club. He is a loyal supporter of the University of Md. and Maryland athletics and is a 40-year member of the Terrapin Club. He has also been a parishoner of St. Bernadette’s Catholic Church since moving to Silver Spring nearly 40 years ago. He and his wife Audrey, who were married in 1960, enjoy traveling, time at their Bethany Beach cottage - and especially their nine grandchildren.

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Michael J. McCartin, CPCU
President
Office: 301-937-0400 ext. 11

Before joining Joseph W. McCartin Insurance in 1990, Mike operated a successful landscape contracting business serving the Washington/Baltimore metro area. He obtained a BS in Horticulture from the University of Maryland in 1984 and earned his CPCU designation in 1996.

Mike is very active in insurance industry trade associations, serving as a past president and board member of the Independent Insurance Agents of Maryland. In January of 2009 Mike joined the Board of Directors of the IIABA. He has also served on the Agent’s Advisory Council for Erie Insurance Group and currently serves on their Personal Lines Task Force. As a result of his diverse industry expertise, he is often sought out as a spokesperson for radio, television, and news stories regarding matters of insurance.

In addition to his involvement in the insurance industry, Mike still maintains an active interest in the landscaping community, as well. He served as a past president and is a board member for the Landscape Contractors Association of Maryland, DC, and Virginia and wrote a regular column for their "Groundwork" magazine.

Mike and his wife, Ann, have two daughters. In addition to his family, Mike’s passions include boating, skiing and gardening.

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Steven B. McCartin
Life Insurance
Office: 301-937-0400 ext. 15

Steve graduated from St. Francis University in 1985 with a BS in accounting. He was a member of the Alpha Kappa Psi business fraternity and served as treasurer for Tau Kappa Epsilon (TKE) his senior year.

Prior to joining the family business in 1991, he worked as a staff accountant in the real estate and telecommunications industries. Today he holds property, casualty, life & health licenses and splits time managing the day-to-day operations of service & sales. He also holds a series 7 securities
brokers license and does individual retirement and small business pension plans.   Steve handles most of the life insurance planning at JWM as well.

Steve lives in Silver Spring, Maryland with his wife, two daughters and one son. He volunteers as Director of the Silver Spring Saints youth football program. Steve is also a member of the College Park Rotary and sits on the board of Salvation Army of Prince Georges County. Steve’s hobbies include golf, reading and trips to their Mountaintop, Pennsylvania cabin.

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Daniel J. Deffinbaugh
Personal & Commercial Sales
Office: 301-937-0400 ext. 19
Danny is a 1981 graduate of Our Lady of Good Counsel High School in Wheaton, Maryland. After earning a degree from The Culinary Institute of America in 1986, he served for 10 years as head chef at his family's business, Fred & Harry's Seafood Restaurant in Silver Spring, Maryland.

In 1995, Danny yearned for a new challenge and began working at McCartin Insurance in customer support. Soon thereafter, he earned his property, casualty, life and health licenses and was ready to fill a vacancy as a customer service representative. Danny excelled at service and sales, learning the business from the ground floor. In 2004 he was promoted to commercial sales and personal lines supervisor. In 2008 became Personal/Commercial Sales.

Danny is an avid swimmer and also enjoys hunting, fishing and trips to his West Virginia cabin. He lives in Silver Spring with his daughter, Paige, and is a member in the Catholic Business Network of Prince Georges County. Danny is also a member of the Silver Spring Chamber of Commerce and the BNI/Bethesda Business roundtable, where he also serves as a visitor host.

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Philip Dumenil
Personal & Commercial Sales
Office: 410-758-1588
Philip was born in San Mateo, CA.  He moved to the East Coast in 1982. Philip attended a private College Prep School just outside St. Louis, MO.  After graduation he went to Anne Arundel College where he received an Associate Arts Degree.  Before landing in the Insurance Industry, Philip spent 22 years in the Hotel Restaurant and Hospitality Industry.  He has been an Insurance Advisor for 12 years.  Joseph W. McCartin Insurance welcomed Philip to their team in Spring 2009. He is licensed in Property and Casualty and Life/Health.  The Eastern Shore is where Philip has called home for the last 8 years.  Prior to living on "The shore" , he and his wife lived in Annapolis.  Philip is married and has three wonderful children.  In his spare time he enjoys Golf, fishing with his children, gardening, reading and he has umpired and coached Little League baseball for the last six years.

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Henry "Buddy" Clark IV, CIC
Personal & Commercial Sales
Office: 301-937-0400 ext. 25

Buddy immediately entered the insurance world after graduating from Bowie High School in 1991. He learned the business from the bottom up under the tutelage of an acutely skilled and highly successful insurance advisor, his father, Buddy Clark III. Over the next 14 years, Buddy helped his father grow their firm into a top performer and perennial award winner with Erie Insurance Group.

When Buddy "Senior" decided to retire and offered McCartin Insurance the opportunity to purchase his practice, we jumped at the chance. Buddy "Junior" spearheaded the near seamless transition of our new clients and his product knowledge and professionalism had an immediate impact. His experience & enthusiasm is a valuable resource for both clients and prospects looking for guidance in their auto, home & life insurance needs. Buddy resides in Beltsville, Maryland but spent most of his childhood in Champaign, Illinois. He is a huge fan of Illinois football & basketball. His hobbies include bowling, country music and traveling.

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Tracy Hooe
Office Manager
Office: 301-937-0400 ext. 10
Before moving to Maryland at 16, Tracy lived both in Virginia and in the Outer Banks of North Carolina. After graduating high school, she worked in various accounting positions before finding her home at McCartin Insurance in 2005. She earned her license in life and health insurance in the spring of 2008. Tracy lives in Laurel, Maryland with her son, Jaelin, and her boyfriend of ten years, Toby. She is a monthly supporter of St. Judes Children’s Research Hospital. Tracy is also an active supporter of breast cancer research, having completed two Avon Walks for Breast Cancer. When she is not volunteering or spending time with her family, you’ll find her reading, dancing, traveling, exploring fashion or enjoying the great outdoors.

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Winkie Wilson
Executive Assistant
Office: 410-758-1588

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Jane Speicher, INS, AU
Commercial Lines Supervisor
Office: 301-937-0400 ext. 27
When Jane joined McCartin Insurance in 2005, she brought a great deal of experience to her position as an account executive in our commercial lines department. Her exceptional work led to a promotion to Commercial Lines Supervisor a year later. She is licensed in property and casualty insurance and holds a Certificate in General Insurance and an Associate in Commercial Lines Underwriting. Jane has completed five of the eight required courses toward the Certified Property Casualty Underwriter (CPCU) designation.

Jane lives with her husband in Laurel, Maryland. She enjoys gardening, traveling, and taking long walks. She is an avid animal lover, especially dogs, cats and horses.

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Ellen Leever
Commercial Lines Account Manager
Office: 301-937-0400 ext. 30
Ellen lives in Cape Saint Claire, Maryland. After graduating Elizabeth Seton High School, she attended Johnson & Wales University where she earned a degree in Pastry Arts. Her passion for baking led her to an 18-year career as a pastry chef and cake decorator.

Ellen made the switch to insurance by starting her career as a receptionist. She earned her license four years later and now handles commercial lines at McCartin Insurance. She and her husband, Peter, are active members of the Knights of Columbus in College Park.

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Deborah Smothers
Commercial Lines Account Manager
Office: 301-937-0400 ext. 20
With more than 30 years of experience in the insurance business, Deborah has extensive knowledge of the insurance industry from the perspective of both the carrier and the agent. She has worked for McCartin Insurance since 2004.

Deborah attended the University of the District of Columbia. In addition to being a licensed insurance agent in the state of Maryland, she is also a notary public. She has been married since 1974, raising two sons with a husband she describes simply as "wonderful". Her hobbies include cooking, gardening, swimming and raising exotic birds and tropical fish. She also enjoys dancing and giving decorating advice to neighbors and friends.

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Scott Latham, ASCR
Personal Lines Supervisor
Office: 301-937-0400 ext. 17
Scott is originally from Salisbury, Maryland and started working for McCartin Insurance back in 2002. He is currently the personal lines supervisor in the agency. He spends his spare time writing and composing praise and worship music. He also enjoys meteorology, computers and photography.

 

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Francine Waddy
Personal Lines Account Manager
Office: 301-937-0400 ext. 24
Francine comes from a family of seven children born and raised in Lancaster, Virginia. After graduating high school in 1979, she relocated to Baltimore where she studied business before becoming an inside sales representative in the wholesale food industry. Prior to joining McCartin Insurance, Francine also gained industry experience working for an insurance carrier. Today she is a licensed Personal Lines Insurance Representative and is working on obtaining her Accredited Customer Service Representative (ACSR) designation.

Francine enjoys spending time with family, friends and her son, Dustin Robinson. She also likes to travel and ballroom dance.

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Leslie Yankowy
Personal Lines Account Manager
Office: 301-937-0400 ext. 14
Leslie was born and raised in Maryland. Her parents live in Colorado.  She has an older brother and sister.  Leslie graduated from Elizabeth Seton High School.  Joseph W. McCartin Insurance Inc. welcomed Leslie to their agency in Winter 2008.  She received her license in  Property and Casualty in February 2009.  She has a great husband whose name is Scott.  Her home is also shared with two dogs, Zeus and Charlie, and two cats, Sunny and Marbles.  Two hobbies Leslie enjoys are scrap booking and reading.  Her favorite place to travel to with her husband is Yellowstone National Park.

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Heather Daves
Personal Lines Account Manager
Office: 301-937-0400 ext. 18
Heather Daves was born and raised in Beltsville, Maryland. She is a High Point High School Graduate who spent much of her time involved in sports such as basketball, cheerleading, soccer and softball. In addition to graduating with a 4.0 GPA, Heather's determination and work ethic earned her both the Girl Athlete of the Year and Ernie Welch Integrity Awards at High Point High School.

In her free time, when she's not playing sports or hanging out with her boyfriend Stefan and cat Jinx, Heather enjoys taking trips to Ocean City.

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Kara Knips
Personal Lines Account Manager
Office: 301-937-0400 ext. 23
Kara Knips was born and raised in Medford, Oregon. After attending high school in the Rogue Valley, Kara headed east. What was supposed to be a pleasurable, two-week vacation became a permanent change of scenery.

After establishing roots on the east coast, Kara attended the University of Maryland, studying Criminal Justice and Psychology. She has held management positions with The Gap and American Eagle and is also a licensed real estate agent for Long and Foster. Kara's hobbies include spending time with her nephews and niece-Tony, Matty and Alex. She also enjoys people watching, traveling, sports and experiencing new restaurants.

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