Our People.

Joseph W. McCartin was born and raised in the Hamden section of Baltimore City. After graduating high school, he served four years in the U.S. Coast Guard and then attended the University of Maryland, where he graduated with a BA in Business Administration in 1961.

After a series of positions in the business world, he became an agent with the Erie Insurance group and founded Joseph W. McCartin Insurance in 1967. The rapidly growing agency soon included Harford Mutual, Safeco and TransAmerica Life Companies, which we still represent today. In 1973, Joe became somewhat of a pioneer among property & casualty agents when the agency expanded to include life insurance and retirement planning.

In 1998, he proudly sold the business to his three sons, Mike, Doug and Steve. Today, they continue Joseph’s personalized approach to insurance at Joseph W. McCartin Insurance.

Joe is past president of the Beltsville Rotary Club and the Silver Spring Civitan Club. He is a loyal supporter of the University of Md. and Maryland athletics and is a 40-year member of the Terrapin Club. He has also been a parishoner of St. Bernadette’s Catholic Church since moving to Silver Spring nearly 40 years ago. He and his wife Audrey, who were married in 1960, enjoy traveling, time at their Bethany Beach cottage - and especially their nine grandchildren.

Before joining Joseph W. McCartin Insurance in 1990, Mike operated a successful landscape contracting business serving the Washington/Baltimore metro area. He obtained a BS in Horticulture from the University of Maryland in 1984 and earned his CPCU designation in 1996.

Mike is very active in insurance industry trade associations, serving as a past president and board member of the Independent Insurance Agents of Maryland. In January of 2009 Mike joined the Board of Directors of the IIABA. He has also served on the Agent’s Advisory Council for Erie Insurance Group and currently serves on their Personal Lines Task Force. As a result of his diverse industry expertise, he is often sought out as a spokesperson for radio, television, and news stories regarding matters of insurance.

In addition to his involvement in the insurance industry, Mike still maintains an active interest in the landscaping community, as well. He served as a past president and is a board member for the Landscape Contractors Association of Maryland, DC, and Virginia and wrote a regular column for their "Groundwork" magazine.

Mike and his wife, Ann, have two daughters. In addition to his family, Mike’s passions include boating, skiing and gardening.

Steve graduated from St. Francis University in 1985 with a BS in accounting. He was a member of the Alpha Kappa Psi business fraternity and served as treasurer for Tau Kappa Epsilon (TKE) his senior year.

Prior to joining the family business in 1991, he worked as a staff accountant in the real estate and telecommunications industries. Today he holds property, casualty, life & health licenses and splits time managing the day-to-day operations of service & sales. He also holds a series 7 securities
brokers license and does individual retirement and small business pension plans.   Steve handles most of the life insurance planning at JWM as well.

Steve lives in Silver Spring, Maryland with his wife, two daughters and one son. He volunteers as Director of the Silver Spring Saints youth football program. Steve is also a member of the College Park Rotary and sits on the board of Salvation Army of Prince Georges County. Steve’s hobbies include golf, reading and trips to their Mountaintop, Pennsylvania cabin.

Buddy immediately entered the insurance world after graduating from Bowie High School in 1991. He learned the business from the bottom up under the tutelage of an acutely skilled and highly successful insurance advisor, his father, Buddy Clark III. Over the next 14 years, Buddy helped his father grow their firm into a top performer and perennial award winner with Erie Insurance Group.

When Buddy "Senior" decided to retire and offered McCartin Insurance the opportunity to purchase his practice, we jumped at the chance. Buddy "Junior" spearheaded the near seamless transition of our new clients and his product knowledge and professionalism had an immediate impact. His experience & enthusiasm is a valuable resource for both clients and prospects looking for guidance in their auto, home & life insurance needs. Buddy resides in Beltsville, Maryland with his wife Cindy. He spent most of his childhood in Champaign, Illinois and is a huge fan of Illinois football & basketball. His hobbies include bowling, country music and traveling.

In 1995, Danny yearned for a new challenge and began working at McCartin Insurance in customer support. Soon thereafter, he earned his property, casualty, life and health licenses and was ready to fill a vacancy as a customer service representative. Danny excelled at service and sales, learning the business from the ground floor. In 2008 he moved into Personal/Commercial Sales. In 2010 he was promoted to personal lines supervisor.

Danny is an avid swimmer and also enjoys hunting, fishing and trips to his West Virginia cabin. He lives in Silver Spring with his daughter, Paige, and is a member in the Catholic Business Network of Prince Georges County. Danny is also a member of the Silver Spring Chamber of Commerce and the BNI/Bethesda Business roundtable, where he also serves as a visitor host. He is also a regular blood donor for The American Red Cross.

In her free time, when she's not playing sports or hanging out with her boyfriend Stefan and cat Jinx, Heather enjoys taking trips to Ocean City.

After establishing roots on the east coast, Kara attended the University of Maryland, studying Criminal Justice and Psychology. She has held management positions with The Gap and American Eagle and is also a licensed real estate agent for Long and Foster. Kara's hobbies include spending time with her nephews and niece-Tony, Matty and Alex. She also enjoys people watching, traveling, sports and experiencing new restaurants.

Ellen made the switch to insurance by starting her career as a receptionist in 2003. She earned her license four years later and now handles commercial lines at McCartin Insurance. She and her husband, Steven, are active members of the Knights of Columbus in College Park.

 Janet was born in Washington, DC and now resides in Western Howard Co., MD. with her wonderful husband.  After graduating from Regina High School, she went on to further her education at University of Maryland. Before joining our agency in 2010, Janet worked for the Assistant Comptroller at MD State Saving and Loan for 4 yrs. She then decided to join the family business working for her father’s insurance agancies, Garner Insurance Agency (est. 1952) and Armorplate Insurance.  Janet is licensed in P&C and Life and Health.  Some of Janet’s hobbies have included breeding and showing Throughbreds and Quarter Horses.  Her best hobby of all is spending time with her family; 3 children, 3 step-children, 3 grandchildren and 7 step-grandchildren. We must not leave out Janet’s "furry-4-legged" family that she really enjoys; 1 dog, 2 cats, 6 grand-dogs and 1 grand-cat!