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Insurance Blog

Do Babysitters Need Liability Insurance?

by Joseph McCartin

Whether you’re hiring someone to look after your children while you’re on a much needed date night or regularly for childcare, make sure that your loved ones are fully insured and protected. Ideally nothing will go wrong when you leave your kids with a trusted individual, but it’s best to plan for the unexpected. Adults who […]

Safeguard Your Home Business

by Joseph McCartin

Trading a commute and a desk for a flexible schedule and a cozy couch are just some of the many benefits of running a business from home. While these perks are certainly enjoyable, having a home business means that you are now responsible for many aspects of your company that an office setting would typically […]

Why Landlords Should Consider Rental Income Protection

by Joseph McCartin

In recent years, there has been a steady increase in the number of people renting versus purchasing homes. Many property owners are taking advantage of this trend and renting out either rooms or entire single-family homes. While this is a great opportunity for supplemental income, you might find yourself in a predicament if your rental […]

5 Surprising Things Covered by Insurance

by Joseph McCartin

Although it might be obvious what is covered with your life insurance, car insurance and home insurance plans, these policies also cover some surprising circumstances. Here are a few surprising things covered by insurance:     Food wasted due to a power outage can be covered in some home insurance policies. Your groceries can be […]

Protect Yourself on the Water with Boat Insurance

by Joseph McCartin

Summer is in full swing, and we’re enjoying every bit of it! One of our clients’ favorite parts about life on the Eastern Shore is time on the Bay. Your land-dwelling property might be fully insured, but what about when you’re on the water? Although the state of Maryland doesn’t require boat insurance, it’s often […]

Is Travel Insurance Necessary? A Coverage Breakdown

by Joseph McCartin

Most of us have heard of travel insurance, but many of us are in the dark when it comes to the specific types of coverage offered. It is most commonly associated with plane ticket reimbursement in the event of trip cancellation. While that is true, there are many other ways travel insurance can keep you […]

Insurance for College Graduates

by Joseph McCartin

With graduation season upon us, alumnae are officially entering post-school life and facing many choices regarding their finances and future.  After the flurry of graduation caps and job applications settle, graduates may be wondering what types of coverage they need in this new phase of their life and how each should be approached. Although every […]