Identity Theft Recovery Coverage, McCartin Insurance

Identity Theft Recovery Coverage

Identity Theft Recovery Coverage ProtectionProtect your finances from thieves with identity theft recovery coverage from McCartin Insurance. Our ID theft recovery protection from Erie Insurance covers you for a low annual fee of around $20. It helps restore your credit in the event of identity fraud. A dedicated case manager will help you through the process step-by-step.

What does identity theft recovery protection do?

It restores your credit in case of theft or fraud. In case of a claim, your case manager would:

  • Put a fraud alert on your credit file at the three major credit bureaus.
  • Get your credit report from the three major credit bureaus and review them for activity.
  • Close accounts effected by the fraud.
  • Send letters on your behalf to the Social Security Administration, the Department of Motor Vehicles or other agencies.
  • Refer you to assistance with court appearances or other legal situations.
  • Record the steps taken and what needs to be done to restore your identity.

What is covered with identity theft recovery coverage?

You will be covered for:

  • Lost wages*
  • The costs for redoing applications for loans, grants or other credit instruments
  • Some legal fees, such as defending against civil suits brought against you by creditors
  • Notarizing affidavits or other documents
  • Child and elder costs incurred while restoring your identity for families2

How much does identity theft recovery insurance cost?

The cost is low (about $20 per year) and can be added to your homeowners or renters insurance policy. Ask your agent to tell you more about this coverage.

*The coverage is limited up to $25,000.

2 Lost wages and elder care expenses are jointly subject to a sublimit of $5,000. Coverage is limited to wages lost and expenses incurred within 12 months after the first discovery of the identity theft by anyone we protect.