Things That Affect Your Car Insurance Rate

When you make changes in your life, insurance rates can change too. When it comes to auto insurance, there are many factors that affect policies. Here are a few reasons why your car insurance policy may fluctuate.

  • Type of Car – Some cars may be equipped with better safety features, preventing more severe injury and accidents. If you’re looking at getting a new car, call us and we can let you know how this will affect your car insurance rate.
  • Home Address – Your address could have a different number of accidents, theft or vandalism in its history which can then impact your car insurance policy.
  • Drivers on the policy – Adding another person to your policy will affect your rate, especially if they are a new driver.
  • Car’s Age – As cars get older, they may cost less to insure.
  • Claims – After an accident or other insurance claim, your rate may increase, even if it isn’t your fault.

Give us a call at 301-937-0400 and we’d be happy to walk you through any changes you make that could affect your auto policy. If you are searching for a new car, we can let you know which cars will give you the lowest rates.

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